Are you ready to start your investment journey?

TWINO will make your money work for you

No fees • Start with €1 • Passive investments

Start saving for your dream retirement today

Did you know that you can earn more than €100 thousand in 14 years by investing €5,000 today and adding another €200 every month?

Initial investment

€ 2000

Your monthly investment

€ 50

What makes investments with TWINO a great choice?

TWINO investment platform has democratised an investment process that was previously only accessible to the prosperous few

Supervision & regulation

TWINO is a licensed investment brokerage company supervised by Latvijas Banka and is subject to strict investor protection rules under EU financial industry regulation

Proven track record

TWINO has played a crucial role in the rapid expansion of peer-to-peer lending (P2P) in Continental Europe – we have already originated over € 1 billion in unsecured consumer loans since our inception in 2009

Stable & high returns with guarantees

Our investors have earned more than 10% p.a. since the start of our operations. In addition to that, TWINO takes great care to ensure safe investments for the investors by offering a guarantee mechanism for additional protection of investor funds

Fully automated investing experience

We have created an Auto-invest tool that will make your money work for you based on your investment criteria. All you have to do is set up your investing preferences and you can sit back and watch it work for you


issued loans


funded loans


registered investors

How to get started?

Create account

It will only take a few minutes of your time to create an investor account. Just some basic information of yours and the usual automated identification process at our end

Create account

Transfer funds and start investing

When your funds have arrived to your investment account, then you are ready to start investing. It will be a piece of cake to create your first (yet probably not the last) Auto-invest portfolio that will invest your funds for you. You can also try out the manual investing process

How it works

Earn interest income

You have done your part - sit back, relax and let your money work for you. We are here to take care of everything, while keeping you up to date. All real-time information on your investments will be always accessible and available at your investor profile


Ready to start?

Set up your account in minutes and start investing in loans around the world

no fees | start with 1 euro | passive investments